Fraud / risk · do not retry

stolen_card

Card was reported stolen.

What just happened

Issuer marked the card as stolen and blocked all charges.

Retry strategy

Halt all retries.

What to tell the customer

Your card was reported stolen. Please add a new payment method.

Recommended action

Stop charges. Send update-card email.

Want to see what this looks like on your Stripe?

See how often "stolen_card" hits your Stripe account in the last 30 days — and how much MRR is at risk because of it.

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Related codes

Frequently asked questions

Is "stolen_card" a soft or hard decline?+
It's classified as a fraud / risk: Issuer flagged the charge. Don't retry without customer contact — risks chargebacks.
Should I retry a "stolen_card" decline?+
Halt all retries.
What should I tell my customer when this happens?+
Your card was reported stolen. Please add a new payment method.
How do I prevent this decline going forward?+
Stop charges. Send update-card email.
Does Rechurn handle this decline code automatically?+
Yes. Rechurn classifies "stolen_card" and runs the optimal retry cadence with a personalized email sequence. Run a free audit to see how many of your failed charges are this code.