Hard decline · recoverable

stop_payment_order

Cardholder issued a stop-payment order.

What just happened

Customer told their bank to stop a specific charge or recurring sequence.

Retry strategy

Don't retry. Honor the stop-payment.

What to tell the customer

You requested to stop this payment. Please contact us if this was unintended.

Recommended action

Halt automation. Customer-success outreach to understand and recover relationship.

Want to see what this looks like on your Stripe?

See how often "stop_payment_order" hits your Stripe account in the last 30 days — and how much MRR is at risk because of it.

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Related codes

Frequently asked questions

Is "stop_payment_order" a soft or hard decline?+
It's classified as a hard decline: Permanent issue with the card. Retries will keep failing — you need a new payment method from the customer.
Should I retry a "stop_payment_order" decline?+
Don't retry. Honor the stop-payment.
What should I tell my customer when this happens?+
You requested to stop this payment. Please contact us if this was unintended.
How do I prevent this decline going forward?+
Halt automation. Customer-success outreach to understand and recover relationship.
Does Rechurn handle this decline code automatically?+
Yes. Rechurn classifies "stop_payment_order" and runs the optimal retry cadence with a personalized email sequence. Run a free audit to see how many of your failed charges are this code.