Input error · recoverable

incorrect_cvc

Customer entered the wrong CVC (3-4 digit code).

What just happened

CVC mismatch — usually a typo or wrong card.

Retry strategy

Don't retry — it'll fail with the same code. Customer must re-enter.

What to tell the customer

The 3-digit code on the back of your card didn't match. Please try again with the correct CVC.

Recommended action

Show inline error on checkout. For recurring, email with update-card link.

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Related codes

Frequently asked questions

Is "incorrect_cvc" a soft or hard decline?+
It's classified as a input error: Wrong number, expiry, or CVC. Customer needs to re-enter card details.
Should I retry a "incorrect_cvc" decline?+
Don't retry — it'll fail with the same code. Customer must re-enter.
What should I tell my customer when this happens?+
The 3-digit code on the back of your card didn't match. Please try again with the correct CVC.
How do I prevent this decline going forward?+
Show inline error on checkout. For recurring, email with update-card link.
Does Rechurn handle this decline code automatically?+
Yes. Rechurn classifies "incorrect_cvc" and runs the optimal retry cadence with a personalized email sequence. Run a free audit to see how many of your failed charges are this code.